Terminal operations
Terminal Manager
Konnect is the Terminal Management platform which manages all terminals in the Bank's network.
Key Features
It can manage terminals across manufacturers. It supports terminals firmware download. It does payment download. It can push parameter file and logos on to the devices. A group of terminals can be created. Konnect generates the activation code and sent to the merchant via sms or email. Merchant can key in the activation code and start the operation. It does heart beat and health monitoring of all terminals.
Konnect comes with dashboard where a merchant or bank can see all their terminals and the status. They can see terminals have been updated for latest firmware or application. Gone are the days when staff have to visit each merchant location to push the latest payment app update.
Remote Key Injection
Konnect offers Remote Key Injection or RKI as it is known.
This is implemented as a Micro Service which means that it can be deployed on any manufacturer's TMS.
Key injection is the process of loading encryption keys into payment terminals to secure the communication.
Types of keys
Transportation Key
To enable secure communication between POS and TMS, we can have this key from HSM or an SSL Certificate.
Processor Key
This authenticates cardholder payment data with the payment processor at the time of transactions.
This key is generated from the Acquirer or obtained from the Processor.
The received KEYS will be stored in POS terminal and will be consumed as required.